Every day we help UK eCommerce businesses find the finance they need. Fast decisions, free checks, no obligation.
Takes 2 minutes · no credit check · completely free
We’ve matched your details against our lender panel. You’ll hear directly from the right lender shortly — no middleman, no fuss.
Our streamlined process is designed around eCommerce businesses — no jargon, no unnecessary paperwork.
Complete our quick form — just the basics about your online store and the funding you need. No lengthy paperwork upfront.
Our specialists review your profile against our panel of eCommerce-friendly lenders and identify the strongest options.
Once matched and approved, funds can be in your account within 24–48 hours. We make the introduction — you deal direct.
Traditional lenders don’t always understand online retail. We do — and we work with lenders who do too.
Repayments that flex with your sales. Perfect for seasonal businesses — pay more when trading is strong, less when it’s quiet.
Advance against your future card sales. No fixed monthly repayment — a small percentage of daily takings is collected automatically.
Fixed-term, fixed-rate loans for businesses that prefer predictable repayments. Ideal for planned investment.
Don’t let cash flow stop you buying the stock you need. Finance your inventory to capture seasonal peaks and bulk-buy discounts.
Turn unpaid invoices into working capital. Unlock cash tied up in trade credit without waiting 30–90 days to get paid.
A flexible credit facility you only draw on when needed. Great for managing lumpy cash flow without a fixed loan.
From buying stock to running ads — UK online sellers use business finance in more ways than you might think.
Buy more stock to meet demand, prepare for peak season, or take advantage of bulk-buy pricing from suppliers.
Scale your paid media on Meta, Google, or TikTok without sacrificing cash flow. Fund campaigns that pay for themselves.
Upgrade your store, migrate platforms, improve conversion rate — or invest in tools that make fulfilment faster.
Expand your warehouse, outsource to a 3PL, or upgrade your fulfilment software to handle more volume.
Don’t let a surprise VAT or corporation tax bill derail your business. Spread the cost with a short-term facility.
Launch into new markets — EU, US, and beyond. Fund the stock, localisation, and marketing you need.
We work hard to find solutions for a wide range of businesses — here’s what most lenders look for.
Don’t meet every criterion? Get in touch anyway — we often find solutions for businesses in early stages or with complex situations.
Our free eligibility check won’t affect your credit score. Just answer a few questions and we’ll tell you what options are available for your business.
Everything you need to know about getting funded through eCommerce Funding.
Real feedback from eCommerce business owners we’ve helped find funding.
I’d been turned down by my bank twice before finding eCommerce Funding. Within 48 hours of submitting my details I was speaking directly with a lender — and had the funds in my account within the week. Genuinely stress-free.
Used them to fund our Q4 stock buy. The process was straightforward, there was no hard sell, and the lender they connected us with really understood seasonal eCommerce. Will definitely use again before Black Friday.
What I appreciated most was that there was no middleman chasing me. I submitted the form, got matched with the right lender, and dealt with them directly. Quick, clean, and exactly what a growing business needs.
Join hundreds of UK eCommerce businesses who’ve found the right funding through eCommerce Funding. Free, fast, and with no obligation.