By applying with us online, you can typically get a quote the same day.

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When we refer to a lending partner, you will be asked to share more about your business and your online  sales. This usually takes 5 - 10 minutes.

Repayments will happen automatically as a fixed percentage of daily sales. 

For example, if your repayment is 20% of daily sales and you made £1,000 in sales on a given day, then £200 would go towards repayment and £800 would go to you. 

You can use the funding for any business purpose. Most merchants use the funding to buy stock, invest in advertising, carry out refurbishments, add a new site, or to manage a temporary disruption such as a lockdown.

Once you have been funded at least once, you can usually get quotes for additional funding from the same lender and get the funds transferred the same day that you request it.

Your offer will be based on your online sales history.

The longer you've been trading and the higher your monthly revenue is, the better your offers will be (sometimes up to two times your monthly revenue in funding).

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Yes, you can make one-off payments free of charge if you would like to.

You don't have to, however. Most sellers prefer the flexibility and free cash flow of simply repaying in accordance with their fixed repayment percentage at no extra cost.